ATMs, especially those on the PLUS or CIRRUS systems, are available in most countries worldwide and are often the most convenient way to get foreign currency. Make sure that you have a 4-digit PIN number in order to use your ATM/debit card internationally. Please check with your bank to make sure that your card is approved for use abroad and to determine any charges related to its use internationally. Also, check to see if they collaborate with any international banks to minimize bank fees. Let your bank know the dates of your travel abroad—they may cancel your card if they see unexpected charges from foreign countries! ATMs are everywhere, so notify your bank and bring your PIN.
Past participants recommend having at least one credit card. Visa and Master Card are widely accepted abroad. Check with the bank that issued your card to see if there are any restrictions as to how much money can be withdrawn, how often this can be done and what the service fees are, if any. Check with your credit card company to make sure your card is approved for use abroad. Let the credit card company know the dates of your travel abroad and find out how to report a lost or stolen credit card while abroad.
If you wish to use a cash advance service using credit cards, debit cards, etc., try the on-campus post office ATM . If your card has a "PLUS" or "CIRRUS" mark, it should be accepted. If not, a trip to downtown Osaka or Kyoto may be required.